Privacy Policy
Kimance is committed to protecting your personal information and being transparent about how we use it.
About Kimance
Kimance is an AI-powered global fintech platform that enables individuals and businesses to manage financial services such as payments, digital wallets, financial insights, and marketplace services.
Kimance operates with a financial infrastructure component called Kimance Pay, which manages wallets, transaction execution, and financial compliance requirements.
Information We Collect
Personal Identification Information
- Full name
- Email address
- Phone number
- Date of birth
- Residential address
- Government-issued identification (for verification)
- Profile photo (optional)
Financial Information
- Payment method information
- Bank account details
- Wallet balances
- Transaction records
- Payment history
- Merchant payment information
Financial transaction processing is handled by Kimance Pay and authorized financial partners.
Identity Verification Data (KYC/KYB)
- Identity verification documents
- Business registration documents (for merchants)
- Tax identification numbers
- Compliance verification data
These checks are part of Know Your Customer (KYC) and Know Your Business (KYB) procedures.
Technical and Device Information
- Device type and operating system
- IP address
- Browser type
- Device identifiers
- Usage activity on the platform
- Log data
This helps us maintain security and improve performance.
AI and Platform Usage Data
- Platform interaction data
- User preferences
- Financial behavior patterns (non-sensitive analytics)
This allows Kimance to generate financial insights and intelligent recommendations.
How We Use Your Information
Provide Services
- Create and manage user accounts
- Process financial transactions
- Enable wallet and payment services
- Manage subscriptions and marketplace services
Security and Compliance
- Verify identity (KYC/KYB)
- Detect fraud and financial crimes
- Comply with financial regulations
Improve the Platform
- Analyze user behavior
- Enhance platform performance
- Develop new features
Communication
- Send service notifications
- Provide customer support
- Deliver security alerts
Personalization
- Provide AI-powered financial insights
- Customize platform experience
Data Security
Kimance takes data protection seriously and implements multiple security measures including data encryption, secure authentication systems, fraud detection monitoring, security audits and logging, and secure cloud infrastructure.
Kimance Pay manages financial transaction security and audit logs. Despite strong protections, no system is completely immune to security risks.
Data Retention
We retain personal data only for as long as necessary to provide services, comply with legal requirements, prevent fraud, and resolve disputes. Certain financial data may be retained longer to meet regulatory obligations.
International Data Transfers
Because Kimance operates globally, your data may be processed or stored in different countries. We ensure that all international transfers comply with applicable data protection laws and security standards.
Your Privacy Rights
Depending on your jurisdiction, you may have the following rights:
- Access your personal data
- Correct inaccurate data
- Request deletion of your data
- Restrict processing
- Request data portability
- Withdraw consent
Children's Privacy
Kimance services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If such data is discovered, we will take steps to remove it.
Third-Party Services
Kimance may integrate third-party services such as payment processors, banking partners, analytics providers, and cloud infrastructure services. These services operate under their own privacy policies.
Platform Architecture and Data Responsibility
Kimance operates as the user interface and services platform. Financial infrastructure, including wallets and transaction processing, is managed by Kimance Pay, which is responsible for wallet management, transaction execution, compliance monitoring, and financial security.
Both components follow strict data protection standards.
Updates to This Privacy Policy
We may update this Privacy Policy periodically to reflect regulatory changes, platform improvements, and new services. Users will be notified of major changes through the platform or email.
Contact Information
If you have questions regarding this Privacy Policy, please contact:
By using the Kimance platform, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.